Life Term Cover pays your family/estate a lump sum if you die giving you peace of mind that your family will be financially secure when you are gone. They can use the money as they wish to pay bills, loans etc.

Mortgage Protection is a simple, cost effective way to insure your life to provide a lump sum to pay off your mortgage should you die during the term of the policy, leaving you safe in the knowledge that should you die your family will not have the difficulty of meeting the repayments on what is probably your largest financial responsibility.

Serious Illness cover is a policy designed to pay a one off lump sum to you if you are diagnosed with one of the specified illnesses listed by the provider. The lump sum could be used to repay debts such as a mortgage or towards alterations to property should you need to. It could help maintain you and your families standard of living, pay medical bills and help you cope during a difficult time.

Income Protection is a policy that pays you a regular income if you can no longer work due to an injury or illness. It can replace a percentage of your earned income, once any state benefits are taken into account, so you can still maintain the level of lifestyle you are used to.